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Ben Kepes is a technology evangelist, an investor, a commentator and a business adviser. His business interests include a diverse range of industries from manufacturing to property to technology. As a technology commentator he has a broad presence both in the traditional media and extensively online. Ben covers the convergence of technology, mobile, ubiquity and agility, all enabled by the Cloud. His areas of interest extend to enterprise software, software integration, financial/accounting software, platforms and infrastructure as well as articulating technology simply for everyday users.

More about Ben here.

10 responses to “Xero Goes Personal – This Changes the Game”

  1. Sara Goepel

    Thanks for the blog post Ben, we’d just like to clarify one point. You say BNZ seems poised to market Xero Personal overseas. Our partnership with BNZ is for New Zealand customers only.

    Sara Goepel
    Xero Personal Product Manager

  2. Glen Barnes

    Great move – If they can seamlessly deal with Xero Business < -> Xero Business, Xero Business < -> Xero Personal and also Xero Personal < -> Xero Personal it will be a great way to run a household. As both my wife and I have our own accounts, joint accounts and both run small businesses this would be a godsend.

  3. Devan

    Very interesting times indeed. Mint, Wesabe et al are great products, but hamstrung by their inability to link to local Aus/NZ banks easily. If Xero can come out of the gates with live links to BNZ, ANZ and other major banks then they will be able to gain a very strong foothold with local users.

    I already use Xero for my business, so adding Xero Personal is really a no brainer.

  4. Ben Kepes

    @Sara – apologies for that, I inferred it from your market announcement – will update post now

    @Glen – absolutely – intra entity visibility is critical here

    @Devan – yup – good time indeed… not sure on the Aus thing though…

  5. Paul Quickenden

    Question… People know they should manage their finances…but do the WANT to?

    From memory Quickbooks did this a few years back and it failed for this reason….

  6. Ben Kepes

    @Paul – mint has got quite a large amount of momentum as has quicken (both online and desktop). Given the bank partnership I think it’s a winner…

  7. Miki Szikszai


    I agree – personal finances are a chore. Unless of course you tie it to buying a tv, house, holiday, retirement. HAng on – sounds like a goal. Wait a minute –
    Rod’s an investor in Plan HQ. A company that is all about planning to achieve goals. I’d say a combo of code is on the cards.

  8. Nessy

    Personal accounting software is necessary to manage all the financial flows. It estimates the budget and helps us spend it in an optimized way. Whether it’s free or not, it will be really helpful. Go to to learn more.