
Book Review–Bank 3.0
I’ve spent a lot of time thinking about, talking with and sometimes consulting to organizations in what I think of as traditional sectors about how the rise of a new way of doing business, of communicating and of personalization affects them. From telecommunications carriers to airlines, from retail to banking there is a number of […]

Banking 2.0 and The Future of Bank Branches
As I’ve been talking to people around a particular interest area of mine – banking in the digital age – I’ve noticed an interesting cyclical progression. As digital technologies came to prominence in the 90’s, and banks looked for ways to cut costs and increase profits we saw a number

More on Banking 2.0–Who Ya Gonna Trust?
I’ve been writing now for a few years about Banking 2.0 – a general term that I use to describe what financial services will look like when it discovers open, social, API enablement, mobile and all the other business and technology trends that are converging today. I wrote a post recently that suggested Apple and […]

Social Media Doesn’t Constitute Banking 2.0–Apple and Google Get That
While I was at SXSW last month I attended a panel (yes I know attending panels at SXSW is rare!)entitles Financial Services & Technology Rockstar Women. The panel promised to allow attendees to “Hear from global financial services and technology leaders, who happen to be women, how they use social media to drive innovation and […]

NASDAQ OMX Serves Big Historical Stock Data from the Cloud
Every day automated trading creates mountains of historical stock data that traders must store and manage for trade execution, compliance, and modeling trading strategies. You’d think it would all be on the cloud already, but it isn’t.

My first experience with Square Credit Card Processing
Over the weekend we participated in a local comic book convention, and always there is some new gadget even at conventions where people might not think that there is going to be high technology.

The Financial Services IT Crush: Too Much Data, Too Many Apps, Too Little Time
Financial services IT departments are experiencing quantum leaps in data volume and application complexity. The cloud in all its flavors: SaaS, PaaS and IaaS, public and private, offers the most promising refuge.

Welcoming Joel York @ CloudAve
Today I have the pleasure of welcoming Joel York as CloudAve contributor. Joel has been in the Software business for 15 years in various Executive positions, and had become an early SaaS evangelist long before the SaaS term got coined. His Chaotic Flow blog focuses on SaaS, mostly from a Sales and Marketing prospective, and […]

Rudder’s Financial Data Breach is NOT a SaaS Failure
Wow, what a day. I was halfway through writing a post inspired by Mint’s intent to sell aggregate, anonymized customer data – and it was meant to be a positive post, pointing out the business model potential in SaaS. But somehow this message doesn’t feel right on the day people are up in arms finding […]